AEONCR | AEON CREDIT SERVICE (M) BHD [NS]
6.00 (0.33%)
T-O (am): 0.000 (08:59:00)
Last updated: 16:57
Fundamental
Technical
Total Score
AEONCR [NS] Fundamental Trend
FCON: | Sharpe Ratio: | LTS:
AEONCR [NS] Quarter Reports
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| Ann. Date | Qtr. Date | Q | FYE | Revenue [M] | PBT [M] | NP [M] | NPM | DPS | EPS | R. QoQ | R. YoY | E. QoQ | E. YoY | TTM EPS |
Adj. [M] |
NP [M] (adj) |
NPM (adj) |
EPS (adj) |
E. QoQ (adj) |
E. YoY (adj) |
TTM EPS (adj) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 18 Dec 25 | Q3 Nov 2025 | 3 | 28 Feb 2026 | 622.41 | 125.42 | 91.81 | 14.8% | 0.00 | 17.98 | 0.7% | 10.8% | 27.1% | 47.9% | ||||||||
| 29 Sep 25 | Q2 Aug 2025 | 2 | 28 Feb 2026 | 617.88 | 103.05 | 72.23 | 11.7% | 13.00 | 14.15 | 3.0% | 14.1% | 6.9% | 1.5% | ||||||||
| 08 Jul 25 | Q1 May 2025 | 1 | 28 Feb 2026 | 599.92 | 109.03 | 77.55 | 12.9% | 0.00 | 15.19 | 4.3% | 14.9% | 40.8% | 27.1% | ||||||||
| 08 Apr 25 | Q4 Feb 2025 | 4 | 28 Feb 2025 | 575.04 | 179.70 | 130.97 | 22.8% | 14.50 | 25.65 | 2.3% | 14.7% | 111.0% | 10.1% | ||||||||
| 19 Dec 24 | Q3 Nov 2024 | 3 | 28 Feb 2025 | 562.00 | 87.85 | 62.07 | 11.1% | 0.00 | 12.16 | 3.8% | 15.5% | 12.8% | 27.4% | ||||||||
| 26 Sep 24 | Q2 Aug 2024 | 2 | 28 Feb 2025 | 541.43 | 101.14 | 71.16 | 13.1% | 14.25 | 13.94 | 3.7% | 14.8% | 33.1% | 40.8% | ||||||||
| 10 Jul 24 | Q1 May 2024 | 1 | 28 Feb 2025 | 522.26 | 144.82 | 106.41 | 20.4% | 0.00 | 20.84 | 4.1% | 15.4% | 10.5% | 7.1% | ||||||||
| 08 Apr 24 | Q4 Feb 2024 | 4 | 29 Feb 2024 | 501.57 | 162.59 | 118.92 | 23.7% | 14.00 | 22.32 | 3.1% | 15.9% | 39.0% | 24.7% | ||||||||
| 21 Dec 23 | Q3 Nov 2023 | 3 | 29 Feb 2024 | 486.51 | 111.43 | 85.55 | 17.6% | 0.00 | 16.75 | 3.1% | 16.4% | 28.8% | 2.3% | ||||||||
| 26 Sep 23 | Q2 Aug 2023 | 2 | 29 Feb 2024 | 471.73 | 159.23 | 120.19 | 25.5% | 28.50 | 45.10 | 4.2% | 18.2% | 21.0% | 58.9% | ||||||||
| 10 Jul 23 | Q1 May 2023 | 1 | 29 Feb 2024 | 452.67 | 131.91 | 99.36 | 21.9% | 0.00 | 38.92 | 4.6% | 15.9% | 4.2% | 39.1% | ||||||||
| 11 Apr 23 | Q4 Feb 2023 | 4 | 28 Feb 2023 | 432.66 | 129.81 | 95.34 | 22.0% | 21.00 | 35.34 | 3.5% | 19.2% | 14.0% | 307.8% | ||||||||
| 21 Dec 22 | Q3 Nov 2022 | 3 | 28 Feb 2023 | 417.84 | 101.58 | 83.63 | 20.0% | 0.00 | 32.76 | 4.7% | 11.0% | 10.6% | 19.2% | ||||||||
| 29 Sep 22 | Q2 Aug 2022 | 2 | 28 Feb 2023 | 399.17 | 100.05 | 75.65 | 18.9% | 28.50 | 27.66 | 2.2% | 6.6% | 53.6% | 0.2% | ||||||||
| 04 Jul 22 | Q1 May 2022 | 1 | 28 Feb 2023 | 390.57 | 215.53 | 163.07 | 41.8% | 0.00 | 63.87 | 7.6% | 5.0% | 597.5% | 0.0% | ||||||||
| 05 Apr 22 | Q4 Feb 2022 | 4 | 28 Feb 2022 | 362.97 | 44.79 | 23.38 | 6.4% | 20.00 | 7.17 | 3.6% | 10.7% | 77.4% | 79.4% | ||||||||
| 23 Dec 21 | Q3 Nov 2021 | 3 | 28 Feb 2022 | 376.47 | 164.03 | 103.46 | 27.5% | 0.00 | 40.53 | 0.5% | 6.2% | 37.1% | 145.5% | ||||||||
| 28 Sep 21 | Q2 Aug 2021 | 2 | 28 Feb 2022 | 374.48 | 102.14 | 75.48 | 20.2% | 28.50 | 27.59 | 8.9% | 2.9% | 53.7% | 45.7% | ||||||||
| 06 Jul 21 | Q1 May 2021 | 1 | 28 Feb 2022 | 410.97 | 215.86 | 163.09 | 39.7% | 0.00 | 63.88 | 1.1% | 6.7% | 43.4% | 520.6% | ||||||||
| 08 Apr 21 | Q4 Feb 2021 | 4 | 28 Feb 2021 | 406.35 | 153.63 | 113.72 | 28.0% | 20.00 | 42.56 | 1.2% | 1.7% | 169.8% | 28.7% | ||||||||
| 21 Dec 20 | Q3 Nov 2020 | 3 | 28 Feb 2021 | 401.47 | 57.70 | 42.15 | 10.5% | 0.00 | 16.51 | 10.3% | 0.2% | 18.6% | 39.7% | ||||||||
| 29 Sep 20 | Q2 Aug 2020 | 2 | 28 Feb 2021 | 363.97 | 76.49 | 51.81 | 14.2% | 9.20 | 18.31 | 5.5% | 10.0% | 97.2% | 5.5% | ||||||||
| 25 Jun 20 | Q1 May 2020 | 1 | 28 Feb 2021 | 385.27 | 37.09 | 26.28 | 6.8% | 0.00 | 10.29 | 6.8% | 1.8% | 70.3% | 68.9% | ||||||||
| 09 Apr 20 | Q4 Feb 2020 | 4 | 29 Feb 2020 | 413.28 | 118.03 | 88.39 | 21.4% | 14.00 | 31.36 | 2.7% | 14.9% | 26.4% | 0.9% | ||||||||
| 19 Dec 19 | Q3 Nov 2019 | 3 | 29 Feb 2020 | 402.46 | 92.86 | 69.93 | 17.4% | 0.00 | 27.39 | 0.5% | 15.5% | 42.4% | 19.8% | ||||||||
| 26 Sep 19 | Q2 Aug 2019 | 2 | 29 Feb 2020 | 404.45 | 66.88 | 49.13 | 12.2% | 22.25 | 16.03 | 6.8% | 21.8% | 41.9% | 39.1% | ||||||||
| 27 Jun 19 | Q1 May 2019 | 1 | 29 Feb 2020 | 378.59 | 112.67 | 84.60 | 22.4% | 0.00 | 32.69 | 5.3% | 16.2% | 3.4% | 14.8% | ||||||||
| 25 Apr 19 | Q4 Feb 2019 | 4 | 28 Feb 2019 | 359.54 | 115.12 | 87.61 | 24.4% | 22.35 | 33.04 | 3.2% | 16.3% | 0.6% | 6.5% | ||||||||
| 20 Dec 18 | Q3 Nov 2018 | 3 | 28 Feb 2019 | 348.50 | 118.07 | 87.14 | 25.0% | 0.00 | 33.35 | 4.9% | 11.6% | 8.1% | 23.5% | ||||||||
| 04 Oct 18 | Q2 Aug 2018 | 2 | 28 Feb 2019 | 332.09 | 107.23 | 80.64 | 24.3% | 22.25 | 31.03 | 2.0% | 6.7% | 18.7% | 13.0% | ||||||||
| 28 Jun 18 | Q1 May 2018 | 1 | 28 Feb 2019 | 325.72 | 131.76 | 99.23 | 30.5% | 0.00 | 38.43 | 5.3% | 7.8% | 20.6% | 30.9% | ||||||||
| 27 Apr 18 | Q4 Feb 2018 | 4 | 28 Feb 2018 | 309.17 | 105.37 | 82.31 | 26.6% | 20.00 | 31.87 | 1.0% | 6.3% | 16.7% | 2.8% | ||||||||
| 21 Dec 17 | Q3 Nov 2017 | 3 | 28 Feb 2018 | 312.35 | 95.31 | 70.55 | 22.6% | 0.00 | 28.86 | 0.3% | 11.4% | 1.2% | 5.2% | ||||||||
| 05 Oct 17 | Q2 Aug 2017 | 2 | 28 Feb 2018 | 311.32 | 95.79 | 71.39 | 22.9% | 21.13 | 35.51 | 3.0% | 15.7% | 5.8% | 29.3% | ||||||||
| 04 Jul 17 | Q1 May 2017 | 1 | 28 Feb 2018 | 302.28 | 101.87 | 75.81 | 25.1% | 0.00 | 50.15 | 3.9% | 15.5% | 5.3% | 20.9% | ||||||||
| 25 Apr 17 | Q4 Feb 2017 | 4 | 28 Feb 2017 | 290.84 | 103.06 | 80.05 | 27.5% | 32.50 | 53.38 | 3.7% | 12.6% | 19.4% | 17.5% | ||||||||
| 22 Dec 16 | Q3 Nov 2016 | 3 | 28 Feb 2017 | 280.35 | 90.81 | 67.05 | 23.9% | 0.00 | 44.01 | 4.2% | 14.1% | 21.5% | 25.7% | ||||||||
| 04 Oct 16 | Q2 Aug 2016 | 2 | 28 Feb 2017 | 269.13 | 73.17 | 55.19 | 20.5% | 30.50 | 36.10 | 2.9% | 17.7% | 12.0% | 13.8% | ||||||||
| 30 Jun 16 | Q1 May 2016 | 1 | 28 Feb 2017 | 261.64 | 84.12 | 62.73 | 24.0% | 0.00 | 41.06 | 1.3% | 12.6% | 7.9% | 7.7% | ||||||||
| 21 Apr 16 | Q4 Feb 2016 | 4 | 29 Feb 2016 | 258.29 | 90.55 | 68.13 | 26.4% | 29.60 | 45.08 | 5.1% | 1274.3% | 27.7% | 715.3% | ||||||||
| 22 Dec 15 | Q3 Nov 2015 | 3 | 29 Feb 2016 | 245.78 | 70.50 | 53.36 | 21.7% | 0.00 | 34.54 | 7.5% | 8.6% | 10.1% | 3.6% | ||||||||
| 06 Oct 15 | Q2 Aug 2015 | 2 | 29 Feb 2016 | 228.72 | 64.27 | 48.49 | 21.2% | 29.85 | 31.45 | 1.6% | 5.8% | 16.8% | 0.4% | ||||||||
| 25 Jun 15 | Q1 May 2015 | 1 | 29 Feb 2016 | 232.44 | 76.27 | 58.24 | 25.1% | 0.00 | 37.96 | 1136.7% | 11.1% | 596.9% | 22.8% | ||||||||
| 20 Apr 15 | 28 Feb 2015 | Other | 28 Feb 2015 | 18.80 | 11.23 | 8.36 | 44.5% | 29.60 | 5.80 | 91.7% | 90.6% | 84.9% | 85.2% | ||||||||
| 20 Apr 15 | 20 Feb 2015 | Other | 20 Feb 2015 | 226.37 | 74.02 | 55.36 | 24.5% | 0.00 | 36.99 | 4.7% | 20.4% | 14.6% | 15.8% |
AEONCR [NS] Historical Dividends
AEONCR [NS] Financial Ratios
| EPS | 72.96 sen |
| Trailing PE (Sector Median: 13.6) | 8.2 |
| PEG | 0.11 |
| Altman Z | 0.5 |
| Beaver | -0.042 |
| Current Ratio | 1.13 |
| Debt-Equity (DE) Ratio | 4.36 |
| FCF Yield | -18.37 % |
| Revenue QoQ | 0.73 % |
| Revenue YoY | 10.75% |
| Profit QoQ | 27.11 % |
| Profit YoY | 47.9 % |
| Profit Margin (Sector Median: 17.4) | 15.42 % |
| ROE (ROIC: 3.29) | 12.81 % |
| Dividend Per Share (DPS) | 27.5 sen |
| Dividend Yield (DY) | 4.58 % |
AEONCR [NS] Adjusted Financial Ratios
Ratios below have been recalculated after adjusting for One Off Gain/Loss detected from Quarterly reports
| EPS | |
| Trailing PE (Sector Median: 13.6) | |
| Profit QoQ | |
| Profit YoY | |
| Profit Margin (Sector Median: 17.4) | |
| ROE (ROIC: 5.44) | |
| Altman Z |
AEONCR [NS] Fair Value
Weighted Average Fair Value:
| Discounted Cash Flow (DCF) 5% Growth | |
| Discounted Cash Flow (DCF) 10% Growth | |
| Relative Valuation | |
| Average Analysts FV based on 2 rating(s) |
| Graham Formula | |
| Graham Number | |
| Net Tangible Asset (NTA) | 5.69 | Consistent QR FV |
The Fair Value numbers are not, and must not be construed to be, any recommendation, offer or invitation to buy or sell any securities, futures contracts or any other instrument. The figures shown here should be taken as educational purposes only
Advanced Calculators
Calculate the fair value of the stock based on expected growth / risk, contract / award value, forecasted profit or forecasted revenue.
| Forward PE FV Calculator | |
| Latest Profit (adjusted) [M] | 91.88 |
| Expected Profit (Next QR) [M] | |
| Expected Profit (After QR above) [M] | |
| Expected Profit (After QR above) [M] | |
| Estimated Fair Value |
| Growth/Risk Fair Value Calculator | |
| Expected growth (%) | |
| Estimated downside / risk (%) | |
| Estimated New DCF Fair Value |
| Contract/Award Contribution Calculator | |
| Contract/Award Value (in Million) | |
| Estimated Contribution to Stock Price | |
| Estimated New DCF Fair Value |
| Profit-Based Calculator | |
| Expected Profit (M) | |
| for Year | |
| Estimated New DCF Fair Value |
| Revenue-Based Calculator | |
| Expected Revenue (M) | |
| for Year | |
| Estimated New DCF Fair Value |
| Market Pricing | |
| Expected Profit (M) | 174.97 |
| Expected Revenue (M) | 687.22 |
| Expected Growth (%) | -1.0 |
The Fair Value calculated using this calculators are not, and must not be construed to be, any recommendation, offer or invitation to buy or sell any securities, futures contracts or any other instrument. The purpose of this tool is to help investor to quickly calculate their own expected Fair Value based on their own research
AEONCR [NS] Directors Share Purchases (Beta)
No transaction in the last 2 months.
AEONCR [NS] Summary
Market Cap: 3063 M.
Market Cap Class: Large caps
Number of Shares: 510 M.
Adjusted Float: 38.5%.
Stock highly correlated with
KIMLUN (88%)
KUB (88%)
MISC (87%)
DAYANG (86%)
Aeon Credit Service (M) Berhad is primarily a financial services company specializing in consumer financing. The company offers a range of business products and services designed to meet the financial needs of its customers. Its core business revolves around providing credit and financing solutions to individuals and businesses. The company also offers hire purchase financing, enabling individuals and businesses to conveniently purchase vehicles, home appliances and other durable goods. The company was incorporated in 1996 and is based in Kuala Lumpur, Malaysia.
Sectors: F4GBM, Other Financials, Financial Services, Digital Banks, Mid Cap
Code: 5139
Website: https://www.aeoncredit.com.my/
Related Links: Bursa | Annual Report | Announcement
Warrant Info:
No warrants listed
AEONCR [NS] Top Shareholdings
Updated on 28-Apr-2023
| Shareholder | % | Value (M) |
|---|---|---|
| Db (Malaysia) Nominee (Tempatan) Sdn Bhd | 61.5% | 1884.17 |
| Employees Provident Fund Board | 3.88% | 118.87 |
| KWAP | 2.61% | 79.96 |
| Hong Leong Value Fund | 2.08% | 63.72 |
| AEON Co. (M) Bhd. | 1.82% | 55.76 |
| Aberdeen Standard Asia Focus Plc | 1.45% | 44.42 |
| Prulink Equity Fund | 1.43% | 43.81 |
| Hong Leong Balanced Fund | 0.94% | 28.8 |
| State Street Bank & Trust | 0.88% | 26.96 |
| Prulink Strategic Fund | 0.87% | 26.65 |
| Pertubuhan Keselamatan Sosial | 0.7% | 21.45 |
| J.P. Morgan Funds | 0.54% | 16.54 |
| Kenanga Growth Fund | 0.43% | 13.17 |
| California State Teachers Retirement System | 0.39% | 11.95 |
| Manulife Investment Progress Fund | 0.37% | 11.34 |
| Motoya Okada | 0.34% | 10.42 |
| Nomura Securities Co Ltd | 0.33% | 10.11 |
| Hong Leong Assurance Berhad | 0.32% | 9.8 |
| Leong Li Nar | 0.31% | 9.5 |
| DFA Emerging Market Core Equity | 0.31% | 9.5 |
| Mitsubishi Ufj Morgan Stanley Securities Co Ltd | 0.27% | 8.27 |
| Pamb-Participating Fund | 0.25% | 7.66 |
| Amanah Saham Sabah | 0.25% | 7.66 |
| Ng Kim Ming | 0.24% | 7.35 |
Frequently Asked Questions
Aeon Credit Service (M) Berhad is primarily a financial services company specializing in consumer financing. The company offers a range of business products and services designed to meet the financial needs of its customers. Its core business revolves around providing credit and financing solutions to individuals and businesses. The company also offers hire purchase financing, enabling individuals and businesses to conveniently purchase vehicles, home appliances and other durable goods. The company was incorporated in 1996 and is based in Kuala Lumpur, Malaysia. The company is listed on Bursa Malaysia and operates in the F4GBM, Other Financials, Financial Services, Digital Banks and Mid Cap sectors.
No, AEON CREDIT SERVICE (M) BHD is not Shariah-compliant.
The latest share price of AEON CREDIT SERVICE (M) BHD is RM 6.00 updated on 22 January 2026 16:57.
As of now, AEON CREDIT SERVICE (M) BHD has a market capitalization of 3063M based on the latest financial data.
iSaham's technical analysis indicates that AEON CREDIT SERVICE (M) BHD's support level is at RM 5.89 and its resistance level is at RM 6.03, based on moving averages and price patterns.
The 52-week high for AEON CREDIT SERVICE (M) BHD is RM 6.08
AEON CREDIT SERVICE (M) BHD's share price has decreased by -0.17% year-to-date, influenced by market trends and company performance.
AEON CREDIT SERVICE (M) BHD declared a dividend of 27.5 sen for the year 2025-12-18. View more details on AEON CREDIT SERVICE (M) BHD's Historical Dividends page.
The main shareholders of AEON CREDIT SERVICE (M) BHD include Db (Malaysia) Nominee (Tempatan) Sdn Bhd, Employees Provident Fund Board and KWAP. View more on AEON CREDIT SERVICE (M) BHD Top Shareholders page.
You can buy AEON CREDIT SERVICE (M) BHD shares through any licensed online broker or trading platform registered with Bursa Malaysia. If you're new to investing, iSaham can help you open an account with M+ Online, one of Malaysia's leading brokers.
When you open your M+ account through the iSaham team, you can get iSaham Pro for free as a bonus offer.
This calculator uses Malacca Securities (M+) cash upfront rate (min RM 8 or 0.08%) for all brokerage fee calculation.
This calculator uses Malacca Securities (M+) cash upfront rate (min RM 8 or 0.08%) for all brokerage fee calculation.