Terms and Conditions

1. Scope of Agreement

This Terms and Conditions are apply between yourself, as our client (hereinafter referred to as "you" and "your") and iSaham Sdn. Bhd. (hereinafter referred to as "iSaham", "we", "us" and “our”). By using iSaham.my (hereinafter referred to as “Website”) and our services (hereinafter referred to as “Service”), you signify acceptance and compliance under this Terms and Conditions (hereinafter referred to as “Terms”).


IF YOU HAVE ANY OBJECTIONS TO ANY PART OF THESE TERMS, AND/OR YOU DO NOT AGREE TO BE BOUND BY THESE TERMS, DO NOT USE OUR WEBSITE AND SERVICE.


We reserved the right to change any of the provisions in this Terms without prior notice. It is your responsibility to check the Terms in the Website regularly. Your continued use of our Website after the publication of new Terms on Website shall be considered as your agreement to be governed by those modified Terms. If you do not wish to be bound by those changes, you should stop using our Website and Service and inform us in writing immediately.

2. Copyright, License, and Trademarks

The entire contents in the Website, including but limited to all copyrights, trademarks, patents, service marks, trade names and software codes are owned by iSaham except for third party content. You may not post, modify, distribute, reproduce, or commercially exploit in any way of any copyrighted material, trademarks, or other proprietary information from the Website without our prior written permission.

3. Seminar and Classes

iSaham organise seminar and classes (hereinafter referred to as "seminar") that are related to stock market. You may register to any of available seminar by referring to https://www.isaham.my/seminar and pay the amount as stated. The registration can be done in our Website by visiting the link https://www.isaham.my/payment/seminar or in our office. However, the payment for the seminar must be made a day before the seminar take places.

You are entitled to get free re-seat for all seminar/class by iSaham if you have attended the same seminar/class before, subject to availability.

4. Payment Policy

iSaham only accept the payment in form of the following payment methods:

i) Bank Transfer

Payment can be made via ATM or Online Banking to our account and you must provide iSaham with the transfer receipt or payment transaction reference for verification purposes.

ii) Cash

Cash payment can be made directly through our office during the working days.

iii) Boost App

The payment are processed by Boost party and you should notify us through any communication mediums after the successful payment.

5. Refund and Cancellation Policy

All payment made are non-refundable and non-transferable to other persons and/or classes.

You may cancel at any time the seminar that you booked by notifying us if you are unable to attend the seminar. No refund will be given after the cancellation. You may change to another date of similar seminar which is subject to availability.

6. Privacy Policy

The use of the Website is also governed by our Privacy Policy, which is incorporated as a part of this Terms. The complete privacy policy can be viewed at https://www.isaham.my/privacy-policy

7. Disclaimer

The information presented in iSaham website, classes, elearning (video and articles) is for educational purpose only and is not intended to be a recommendation for any specific investment.

The risk of loss trading securities and stocks can be substantial. Individuals must consider all relevant risk factors including their own personal financial situation before trading. Trading involves risk and may not be suitable for all investors.

iSaham encourages all individuals to learn to trade in a virtual, simulated trading environment first, where no risk may be incurred

Individuals are solely responsible for any live trades placed in their own personal account. iSaham (including instructor, system and affiliates) are in no way responsible for any

Last Updated: 9 May 2019