10.14 (2.32%)

T-O: 0.0 (08:59:00)
Last updated: 16:55

Fundamental   4.6  
Technical   4.2  
Total Score   8.8  



iSaham Fundamental Trend

FCON: 0.66 | Sharpe Ratio: -0.14 | LTS: 6.27

Quarter Reports

Trailing Dividend

Financial Ratios

EPS 87.35 sen
Trailing PE (Sector Median: 12.7) 10.7
PEG -3.04
Altman Z 0.6
Beaver 0.059
Current Ratio 2.1
Debt-Equity (DE) Ratio 5.04
FCF Yield 19.2 %
Dividend Per Share (DPS) 23.2 sen
Revenue QoQ -10.01 %
Revenue YoY 4.96 %
Profit QoQ 5.46 %
Profit YoY -23.36 %
NTA QoQ -100.0 %
Profit Margin (Sector Median: 12.4) 15.11 %
ROE 13.78 %
ROIC 2.89 %
Dividend Yield (DY) 2.29 %

Fair Value

iSaham Fair Value: 7.51

Discounted Cash Flow (DCF)5.0% Growth 7.51
Discounted Cash Flow (DCF)5.3% Growth 4.95
Relative Valuation 12.04
Graham Formula 6.61
Graham Number 11.61
Net Tangible Asset (NTA) 0.0

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Market Pricing
Expected Profit (M) 287.21
Expected Revenue (M) 1900.77
Expected Growth (%) 11.0

Directors Share Purchases (Beta)

No transaction in the last 2 months.



Market Cap: 2535 M.

Number of Shares: 250 M.

Float: 29.1%.

Stock highly correlated with

AMBANK (98%)

AYS (98%)



Manipulation Indicator: Very hard to manipulate.

AEON Credit Service (M) Berhad (“ÆON Credit” or the “Company”) was incorporated on 6 December 1996 and was converted into a public limited company on 9 February 2007 and listed on the Main Market at Bursa Malaysia Securities Berhad on 12 December 2007. ÆON Credit commenced operations in 1997 by providing Easy Payment schemes for purchase of consumer durables through appointed retail merchants and chain stores. Today the business of the Company had expanded to include issuance of Credit Cards, Easy Payment schemes, Personal Finance scheme, Insurance business, and other services. The Company currently has 6 Regional Offices, 64 branches and service centres located in major shopping centres and towns, and a network of more than 12,000 participating merchant outlets nationwide. ÆON Credit believes in working closely with its business partners to provide consumer financing products and services which meet customer needs. The Company currently has approximately 4.0 million card members for the various products and more than 3,300 staff in service with the Company. ÆON Credit is a subsidiary of ÆON Financial Service Co., Ltd. Japan (“AFSJ”), which is listed on the First Section of the Tokyo Stock Exchange. AFSJ is mainly involved in the issuance of credit cards, and it currently has more than 26.69 million card members in Japan. It is one of the biggest credit card issuers and leading consumer credit provider in Japan. AFSJ is in turn part of the ÆON Group of Companies (“ÆON Group”), a global retail and financial services group. ÆON Group consists of more than 300 subsidiaries and affiliated companies. ÆON Group operates not only in Japan but also in Southeast Asia, China and India. At ÆON, our eternal mission as a corporate group is to benefit our customers and our operations are thus customer-focused to the highest degree.

Sectors: Finance Services, Other Financials

Code: 5139


Related Links: Bursa | Annual Report | Announcement

AGM Doorgift: Wet wipes, seaweed biscuits, bag & lunch box (2018), AEON Products (2017) | AGM Announcement

Top Shareholdings

Updated on 30-Apr-2019

Shareholder Value (M)
AEON Financial Service Co. Ltd. 1592.15
Employees Provident Fund Board 50.03
AEON Co. (M) Bhd. 47.09
Kong Goon Khing 40.54
Aberdeen Standard Asia Focus PLC 32.37
JPMorgan Funds 28.3
State Street Bank & Trust Company 26.56
Prulink Equity Fund 20.82
Aberdeen Asian Income Fund Limited 16.5
Hong Leong Penny Stockfund 16.22
Kumpulan Wang Persaraan (Diperbadankan) 13.47
Consolidated Chan Realty Sdn.Bhd 12.59
Grandeur Peak Emerging Markets Opportunities Fund 12.42
Vanguard Total International Stock Index Fund 11.31
Kenanga Growth Fund 11.12
Mitsubishi UFJ Morgan Stanley Securities Co.,Ltd 10.39
Pertubuhan Keselamatan Sosial 10.26
Affin Hwang Select Dividend Fund 10.11
California State Teachers Retirement System 10.08
Chong Ah Suan 9.67
Motoya Okada 8.76
Grandeur Peak International Opportunities Fund 8.28
Emerging Market Core Equity Portfolio DFA Investment Dimensions Group Inc 8.13
Leong Li Nar 7.85
Kong Goon Siong 7.61
Hong Leong Assurance Berhad 7.45
Vanguard Emerging Markets Stock Index Fund 7.42
Grandeur Peak Global Opportunities Fund 7.41
Affin Hwan G Select Asia (Ex Japan) Quantum Fund 6.87
Kumpulan Wang Persaraan 6.78