AFFIN | AFFIN BANK BERHAD [NS]

2.27 (0.44%)
2

T-O (am): 0.000 (08:59:00)
Last updated: 12:23

Fundamental
Technical
Total Score

AFFIN | AFFIN BANK BERHAD

AFFIN [NS] Fundamental Trend

FCON: | Sharpe Ratio: | LTS:


Chart:

AFFIN [NS] Quarter Reports

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Ann. Date Qtr. Date Q FYE Revenue [M] PBT [M] NP [M] NPM DPS EPS R. QoQ R. YoY E. QoQ E. YoY TTM
EPS
Adj.
[M]
NP [M]
(adj)
NPM
(adj)
EPS
(adj)
E. QoQ
(adj)
E. YoY
(adj)
TTM EPS
(adj)
20 Nov 25 Q3 Sep 25 3 31 Dec 25 587.98 182.12 144.99 24.7% 0.00 5.72 4.6% 4.0% 1.0% 0.6%
15 Aug 25 Q2 Jun 25 2 31 Dec 25 616.30 179.82 143.49 23.3% 0.00 5.66 13.3% 24.6% 15.6% 21.0%
19 May 25 Q1 Mar 25 1 31 Dec 25 543.93 178.15 124.09 22.8% 0.00 5.17 2.5% 7.8% 8.2% 12.6%
25 Feb 25 Q4 Dec 24 4 31 Dec 24 557.67 206.35 135.10 24.2% 0.00 5.63 9.0% 14.7% 7.3% 241.7%
22 Nov 24 Q3 Sep 24 3 31 Dec 24 612.77 201.63 145.82 23.8% 0.00 6.07 23.9% 22.4% 23.0% 45.2%
23 Aug 24 Q2 Jun 24 2 31 Dec 24 494.77 149.01 118.58 24.0% 0.00 5.04 1.9% 2.0% 7.6% 4.7%
21 May 24 Q1 Mar 24 1 31 Dec 24 504.54 144.05 110.21 21.8% 0.00 4.70 3.8% 2.1% 178.8% 26.0%
29 Feb 24 Q4 Dec 23 4 31 Dec 23 486.19 68.55 39.53 8.1% 5.76 1.62 2.9% 14.2% 60.6% 71.4%
17 Nov 23 Q3 Sep 23 3 31 Dec 23 500.44 104.08 100.45 20.1% 0.00 4.38 0.9% 69.2% 11.3% 88.5%
25 Aug 23 Q2 Jun 23 2 31 Dec 23 504.86 149.31 113.22 22.4% 0.00 4.98 2.1% 12.8% 24.0% 22.9%
26 May 23 Q1 Mar 23 1 31 Dec 23 494.29 196.35 148.98 30.1% 0.00 6.55 12.8% 6.5% 7.8% 4.4%
27 Feb 23 Q4 Dec 22 4 31 Dec 22 566.71 224.96 138.26 24.4% 30.39 6.37 65.1% 0.9% 84.2% 33.2%
25 Nov 22 Q3 Sep 22 3 31 Dec 22 1,622.59 916.37 872.37 53.8% 0.00 40.54 180.2% 193.7% 493.8% 554.9%
24 Aug 22 Q2 Jun 22 2 31 Dec 22 579.19 208.35 146.91 25.4% 0.00 6.92 9.5% 0.1% 3.0% 24.6%
27 May 22 Q1 Mar 22 1 31 Dec 22 528.82 200.16 142.69 27.0% 0.00 6.72 7.6% 1.6% 31.0% 107.0%
28 Feb 22 Q4 Dec 21 4 31 Dec 21 572.13 234.81 206.85 36.1% 12.50 9.80 3.5% 7.8% 55.3% 2309.0%
19 Nov 21 Q3 Sep 21 3 31 Dec 21 552.49 186.81 133.20 24.1% 0.00 6.32 4.6% 20.4% 12.9% 173.4%
26 Aug 21 Q2 Jun 21 2 31 Dec 21 578.90 174.08 117.95 20.4% 0.00 5.62 7.7% 12.9% 71.1% 75.0%
25 May 21 Q1 Mar 21 1 31 Dec 21 537.63 108.16 68.94 12.8% 0.00 3.31 13.4% 14.7% 836.2% 44.2%
26 Feb 21 Q4 Dec 20 4 31 Dec 20 620.80 23.46 -9.36 -1.5% 3.50 -0.46 10.6% 27.5% 119.2% 107.7%
27 Nov 20 Q3 Sep 20 3 31 Dec 20 694.20 95.32 48.72 7.0% 0.00 2.38 35.3% 46.4% 27.7% 32.7%
25 Aug 20 Q2 Jun 20 2 31 Dec 20 512.96 93.64 67.40 13.1% 0.00 3.40 18.6% 3.0% 45.5% 56.8%
29 May 20 Q1 Mar 20 1 31 Dec 20 630.38 174.29 123.57 19.6% 0.00 6.22 29.4% 33.4% 1.2% 10.0%
27 Feb 20 Q4 Dec 19 4 31 Dec 19 487.05 166.23 122.11 25.1% 7.00 6.15 2.7% 7.4% 68.7% 15.1%
28 Nov 19 Q3 Sep 19 3 31 Dec 19 474.26 110.73 72.40 15.3% 0.00 3.65 4.8% 4.4% 53.6% 49.9%
27 Aug 19 Q2 Jun 19 2 31 Dec 19 497.93 215.04 156.03 31.3% 0.00 7.90 5.4% 0.8% 13.7% 112.8%
30 May 19 Q1 Mar 19 1 31 Dec 19 472.52 184.98 137.23 29.0% 0.00 6.90 4.2% 0.9% 4.5% 3.0%
28 Feb 19 Q4 Dec 18 4 31 Dec 18 453.56 187.03 143.75 31.7% 0.00 7.40 8.6% 15.2% 0.6% 15.2%
28 Nov 18 Q3 Sep 18 3 31 Dec 18 496.25 187.32 144.56 29.1% 5.00 7.44 0.4% 9.2% 97.2% 97.3%
28 Aug 18 Q2 Jun 18 2 31 Dec 18 494.18 113.90 73.31 14.8% 0.00 3.80 3.7% 16.0% 48.2% 50.6%
31 May 18 Q1 Mar 18 1 31 Dec 18 476.62 186.75 141.47 29.7% 0.00 7.30 10.9% 6.5% 16.6% 17.7%
28 Feb 18 Q4 Dec 17 4 31 Dec 17 534.70 223.48 169.54 31.7% 0.00 9.20 2.2% 1.3% 131.4% 1.1%
30 Nov 17 Q3 Sep 17 3 31 Dec 17 546.66 105.28 73.26 13.4% 0.00 3.77 7.1% 8.4% 50.6% 47.5%
30 Aug 17 Q2 Jun 17 2 31 Dec 17 588.29 198.28 148.41 25.2% 0.00 7.64 15.4% 23.4% 23.5% 8.0%
26 May 17 Q1 Mar 17 1 31 Dec 17 509.60 161.57 120.18 23.6% 0.00 6.19 3.5% 19.4% 29.9% 4.0%
28 Feb 17 Q4 Dec 16 4 31 Dec 16 527.84 216.89 171.39 32.5% 0.00 8.82 4.7% 13.6% 22.7% 76.0%
30 Nov 16 Q3 Sep 16 3 31 Dec 16 504.39 185.48 139.65 27.7% 3.00 7.19 5.8% 9.7% 1.6% 36.4%
19 Aug 16 Q2 Jun 16 2 31 Dec 16 476.71 182.61 137.40 28.8% 0.00 7.07 11.7% 6.6% 18.9% 1.4%
24 May 16 Q1 Mar 16 1 31 Dec 16 426.92 152.73 115.57 27.1% 0.00 5.95 8.2% 4.9% 18.6% 284.1%
26 Feb 16 Q4 Dec 15 4 31 Dec 15 464.83 139.16 97.41 21.0% 5.00 5.01 1.1% 2.5% 4.9% 53.3%
27 Nov 15 Q3 Sep 15 3 31 Dec 15 459.79 149.05 102.39 22.3% 2.99 5.27 2.9% 50.9% 26.5% 27.9%
17 Aug 15 Q2 Jun 15 2 31 Dec 15 447.06 177.65 139.39 31.2% 0.00 7.17 0.4% 50.6% 363.3% 24.5%
20 May 15 Q1 Mar 15 1 31 Dec 15 448.93 48.55 30.09 6.7% 0.00 1.55 5.9% 41.3% 85.6% 78.9%
26 Feb 15 31/12/14 4 31/12/14 476.96 282.73 208.60 43.7% 0.00 10.74 49.1% 38.5% 46.9% 25.0%

AFFIN [NS] Historical Dividends

AFFIN [NS] Financial Ratios

EPS 22.81 sen
Trailing PE (Sector Median: 10.4) 9.9
PEG 9.9
Altman Z 0.1
Beaver -0.019
Current Ratio 0.0
Debt-Equity (DE) Ratio 8.74
FCF Yield -40.13 %
Revenue QoQ -4.6 %
Revenue YoY -4.05%
Profit QoQ 1.04 %
Profit YoY -0.57 %
Profit Margin (Sector Median: 23.1) 23.75 %
ROE (ROIC: 4.51) 4.51 %
Dividend Per Share (DPS) 0.0 sen
Dividend Yield (DY) 0.0 %

AFFIN [NS] Adjusted Financial Ratios

Ratios below have been recalculated after adjusting for One Off Gain/Loss detected from Quarterly reports

EPS
Trailing PE (Sector Median: 10.4)
Profit QoQ
Profit YoY
Profit Margin (Sector Median: 23.1)
ROE (ROIC: 3.3)
Altman Z

AFFIN [NS] Fair Value

Weighted Average Fair Value:

Discounted Cash Flow (DCF) 5% Growth
Discounted Cash Flow (DCF) 10% Growth
Relative Valuation
Average Analysts FV based on 5 rating(s)
Graham Formula
Graham Number
Net Tangible Asset (NTA) 4.8
Consistent QR FV
The Fair Value numbers are not, and must not be construed to be, any recommendation, offer or invitation to buy or sell any securities, futures contracts or any other instrument. The figures shown here should be taken as educational purposes only

Advanced Calculators

Calculate the fair value of the stock based on expected growth / risk, contract / award value, forecasted profit or forecasted revenue.

Forward PE FV Calculator
Latest Profit (adjusted) [M] 140.16
Expected Profit (Next QR) [M]
Expected Profit (After QR above) [M]
Expected Profit (After QR above) [M]
Estimated Fair Value
Growth/Risk Fair Value Calculator
Expected growth (%)
Estimated downside / risk (%)
Estimated New DCF Fair Value
Contract/Award Contribution Calculator
Contract/Award Value (in Million)
Estimated Contribution to Stock Price
Estimated New DCF Fair Value
Profit-Based Calculator
Expected Profit (M)
for Year
Estimated New DCF Fair Value
Revenue-Based Calculator
Expected Revenue (M)
for Year
Estimated New DCF Fair Value
Market Pricing
Expected Profit (M) 105.85
Expected Revenue (M) 264.36
Expected Growth (%) -16.0
The Fair Value calculated using this calculators are not, and must not be construed to be, any recommendation, offer or invitation to buy or sell any securities, futures contracts or any other instrument. The purpose of this tool is to help investor to quickly calculate their own expected Fair Value based on their own research

AFFIN [NS] Directors Share Purchases (Beta)


No transaction in the last 2 months.

AFFIN [NS] Summary


Market Cap: 5425 M.

Market Cap Class: Large caps

Number of Shares: 2400 M.

Adjusted Float: 15.6%.

Stock highly correlated with

CIMB (90%)

CONSTRUCTN (90%)

CRESNDO (90%)

MAYBANK (90%)

Affin Bank Berhad, incorporated in 1975 and headquartered in Kuala Lumpur, Malaysia, is a full-service financial institution specializing in retail banking, corporate and commercial banking, Islamic banking, and investment banking. The bank provides digital and branch-based financial solutions, including consumer financing, credit cards, mortgages, SME and corporate loans, wealth management, and treasury services, catering to both individual and business clients. It also offers Islamic banking solutions through Affin Islamic Bank Berhad and capital market services via Affin Hwang Investment Bank Berhad. Additionally, Affin collaborates with Generali Insurance Malaysia Berhad to provide comprehensive insurance and takaful solutions. With a strong focus on digital transformation, sustainable financing, and customer-centric innovation, Affin Bank Berhad continues to expand its financial ecosystem, driving long-term value creation in Malaysia’s banking sector.

Sectors: Mid Cap, Banking, Financial Services

Code: 5185

Website: https://www.affinbank.com.my/

Related Links: Bursa | Annual Report | Announcement

Warrant Info:

No warrants listed

Frequently Asked Questions
Affin Bank Berhad, incorporated in 1975 and headquartered in Kuala Lumpur, Malaysia, is a full-service financial institution specializing in retail banking, corporate and commercial banking, Islamic banking, and investment banking. The bank provides digital and branch-based financial solutions, including consumer financing, credit cards, mortgages, SME and corporate loans, wealth management, and treasury services, catering to both individual and business clients. It also offers Islamic banking solutions through Affin Islamic Bank Berhad and capital market services via Affin Hwang Investment Bank Berhad. Additionally, Affin collaborates with Generali Insurance Malaysia Berhad to provide comprehensive insurance and takaful solutions. With a strong focus on digital transformation, sustainable financing, and customer-centric innovation, Affin Bank Berhad continues to expand its financial ecosystem, driving long-term value creation in Malaysia’s banking sector. The company is listed on Bursa Malaysia and operates in the Mid Cap, Banking and Financial Services sectors.
No, AFFIN BANK BERHAD is not Shariah-compliant.
The latest share price of AFFIN BANK BERHAD is RM 2.27 updated on 05 December 2025 12:23.
As of now, AFFIN BANK BERHAD has a market capitalization of 5425M based on the latest financial data.
iSaham's technical analysis indicates that AFFIN BANK BERHAD's support level is at RM 2.25 and its resistance level is at RM 2.33, based on moving averages and price patterns.
The 52-week high for AFFIN BANK BERHAD is RM 2.35
AFFIN BANK BERHAD's share price has decreased by -22.87% year-to-date, influenced by market trends and company performance.
Dividend information for AFFIN BANK BERHAD has not been reported yet. Track AFFIN BANK BERHAD's upcoming dividend announcements, yield changes, and payout history easily with the iSaham Stock Screener.
The main shareholders of AFFIN BANK BERHAD include The Bank Of East Asia Limited, Lembaga Tabung Angkatan Tentera and Boustead Holdings Berhad Account Non-Trading. View more on AFFIN BANK BERHAD Top Shareholders page.
You can buy AFFIN BANK BERHAD shares through any licensed online broker or trading platform registered with Bursa Malaysia. If you're new to investing, iSaham can help you open an account with M+ Online, one of Malaysia's leading brokers.
When you open your M+ account through the iSaham team, you can get iSaham Pro for free as a bonus offer.
AFFIN BANK BERHAD Latest News

AFFIN Insights+


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Research House Target Price


Average Target Price: N/A

Entitlements

(Bonus Issue, Share Split or Share consolidation for the past 3 years)

Ex-Date Category Entitlements
No entitlements detected

Private Placements

(Fund raising via private placement shares for the past 3 years)

Date Stage Purpose Issue Price
No Private Placements detected
This calculator uses Malacca Securities (M+) cash upfront rate (min RM 8 or 0.08%) for all brokerage fee calculation.
This calculator uses Malacca Securities (M+) cash upfront rate (min RM 8 or 0.08%) for all brokerage fee calculation.