PBBANK | PUBLIC BANK BERHAD [NS]
4.00 (0.5%)
T-O (am): 3.98 (08:59:00)
Last updated: 17:00
iSaham Fundamental Trend
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Quarter Reports
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| Ann. Date | Qtr. Date | Q | FYE | Revenue [M] | PBT [M] | NP [M] | NPM | DPS | EPS | R. QoQ | R. YoY | E. QoQ | E. YoY | TTM EPS |
Adj. [M] |
NP [M] (adj) |
NPM (adj) |
EPS (adj) |
E. QoQ (adj) |
E. YoY (adj) |
TTM EPS (adj) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 27 Feb 23 | Q4 Dec 22 | 4 | 31 Dec 22 | 6,062.91 | 2,520.94 | 1,713.68 | 28.3% | 5.00 | 8.83 | 10.2% | 24.8% | 7.8% | 24.1% | ||||||||
| 30 Nov 22 | Q3 Sep 22 | 3 | 31 Dec 22 | 5,503.11 | 2,287.20 | 1,590.31 | 28.9% | 4.00 | 8.19 | 10.6% | 14.4% | 12.2% | 16.8% | ||||||||
| 29 Aug 22 | Q2 Jun 22 | 2 | 31 Dec 22 | 4,973.69 | 2,022.63 | 1,416.96 | 28.5% | 8.00 | 7.30 | 1.8% | 1.1% | 1.3% | 2.4% | ||||||||
| 30 May 22 | Q1 Mar 22 | 1 | 31 Dec 22 | 4,887.22 | 2,000.27 | 1,398.56 | 28.6% | 0.00 | 7.21 | 0.6% | 2.8% | 1.3% | 8.6% | ||||||||
| 25 Feb 22 | Q4 Dec 21 | 4 | 31 Dec 21 | 4,858.63 | 1,806.16 | 1,380.83 | 28.4% | 7.70 | 7.11 | 1.0% | 1.2% | 1.4% | 20.3% | ||||||||
| 29 Nov 21 | Q3 Sep 21 | 3 | 31 Dec 21 | 4,812.08 | 1,766.07 | 1,361.35 | 28.3% | 0.00 | 7.01 | 2.2% | 6.2% | 1.7% | 2.3% | ||||||||
| 27 Aug 21 | Q2 Jun 21 | 2 | 31 Dec 21 | 4,921.48 | 1,795.40 | 1,384.38 | 28.1% | 7.50 | 7.13 | 2.2% | 3.9% | 9.5% | 38.2% | ||||||||
| 11 May 21 | Q1 Mar 21 | 1 | 31 Dec 21 | 5,030.31 | 1,998.95 | 1,529.97 | 30.4% | 0.00 | 7.88 | 2.3% | 8.8% | 33.3% | 15.1% | ||||||||
| 25 Feb 21 | Q4 Dec 20 | 4 | 31 Dec 20 | 4,916.76 | 1,474.72 | 1,147.96 | 23.4% | 13.00 | 5.91 | 4.2% | 13.3% | 17.6% | 18.4% | ||||||||
| 27 Nov 20 | Q3 Sep 20 | 3 | 31 Dec 20 | 5,132.82 | 1,802.83 | 1,392.83 | 27.1% | 0.00 | 35.88 | 8.3% | 8.6% | 39.0% | 2.2% | ||||||||
| 28 Aug 20 | Q2 Jun 20 | 2 | 31 Dec 20 | 4,739.16 | 1,280.37 | 1,001.84 | 21.1% | 0.00 | 25.81 | 14.1% | 15.3% | 24.6% | 24.8% | ||||||||
| 22 May 20 | Q1 Mar 20 | 1 | 31 Dec 20 | 5,515.18 | 1,727.15 | 1,329.08 | 24.1% | 0.00 | 34.24 | 2.8% | 0.9% | 5.5% | 5.8% | ||||||||
| 26 Feb 20 | Q4 Dec 19 | 4 | 31 Dec 19 | 5,674.12 | 1,822.49 | 1,405.87 | 24.8% | 40.00 | 36.21 | 1.1% | 0.8% | 3.2% | 0.0% | ||||||||
| 07 Nov 19 | Q3 Sep 19 | 3 | 31 Dec 19 | 5,614.30 | 1,761.82 | 1,362.65 | 24.3% | 0.00 | 35.10 | 0.3% | 0.2% | 2.2% | 1.5% | ||||||||
| 14 Aug 19 | Q2 Jun 19 | 2 | 31 Dec 19 | 5,598.36 | 1,730.57 | 1,332.95 | 23.8% | 33.00 | 34.34 | 0.6% | 3.0% | 5.5% | 4.5% | ||||||||
| 29 Apr 19 | Q1 Mar 19 | 1 | 31 Dec 19 | 5,567.95 | 1,819.26 | 1,410.09 | 25.3% | 0.00 | 36.32 | 1.1% | 4.1% | 0.3% | 0.3% | ||||||||
| 20 Feb 19 | Q4 Dec 18 | 4 | 31 Dec 18 | 5,632.02 | 1,789.72 | 1,405.36 | 24.9% | 37.00 | 36.20 | 0.1% | 5.3% | 1.6% | 5.4% | ||||||||
| 25 Oct 18 | Q3 Sep 18 | 3 | 31 Dec 18 | 5,624.68 | 1,759.76 | 1,383.65 | 24.6% | 0.00 | 35.64 | 3.5% | 5.9% | 0.9% | 1.5% | ||||||||
| 15 Aug 18 | Q2 Jun 18 | 2 | 31 Dec 18 | 5,435.94 | 1,757.73 | 1,396.22 | 25.7% | 32.00 | 36.13 | 1.6% | 5.2% | 0.7% | 4.8% | ||||||||
| 02 May 18 | Q1 Mar 18 | 1 | 31 Dec 18 | 5,349.15 | 1,793.96 | 1,405.38 | 26.3% | 0.00 | 36.39 | 0.0% | 6.4% | 5.4% | 12.6% | ||||||||
| 22 Feb 18 | Q4 Dec 17 | 4 | 31 Dec 17 | 5,350.55 | 1,957.24 | 1,485.47 | 27.8% | 34.00 | 38.47 | 0.7% | 5.2% | 5.8% | 0.2% | ||||||||
| 26 Oct 17 | Q3 Sep 17 | 3 | 31 Dec 17 | 5,312.29 | 1,792.95 | 1,404.76 | 26.4% | 0.00 | 36.38 | 2.8% | 5.6% | 5.5% | 13.5% | ||||||||
| 25 Jul 17 | Q2 Jun 17 | 2 | 31 Dec 17 | 5,167.15 | 1,736.01 | 1,331.83 | 25.8% | 27.00 | 34.49 | 2.8% | 2.9% | 6.7% | 6.0% | ||||||||
| 20 Apr 17 | Q1 Mar 17 | 1 | 31 Dec 17 | 5,028.19 | 1,631.47 | 1,247.98 | 24.8% | 0.00 | 32.32 | 1.1% | 0.2% | 15.8% | 1.5% | ||||||||
| 02 Feb 17 | Q4 Dec 16 | 4 | 31 Dec 16 | 5,084.08 | 1,792.71 | 1,482.78 | 29.2% | 32.00 | 38.40 | 1.1% | 3.1% | 19.8% | 0.7% | ||||||||
| 20 Oct 16 | Q3 Sep 16 | 3 | 31 Dec 16 | 5,031.10 | 1,558.24 | 1,238.15 | 24.6% | 0.00 | 32.06 | 0.2% | 2.4% | 1.4% | 3.1% | ||||||||
| 28 Jul 16 | Q2 Jun 16 | 2 | 31 Dec 16 | 5,020.69 | 1,551.52 | 1,256.15 | 25.0% | 26.00 | 32.53 | 0.3% | 6.0% | 2.1% | 5.0% | ||||||||
| 20 Apr 16 | Q1 Mar 16 | 1 | 31 Dec 16 | 5,037.63 | 1,651.56 | 1,229.79 | 24.4% | 0.00 | 31.85 | 2.2% | 9.5% | 17.6% | 5.0% | ||||||||
| 03 Feb 16 | Q4 Dec 15 | 4 | 31 Dec 15 | 4,929.05 | 1,857.78 | 1,492.43 | 30.3% | 32.00 | 38.65 | 0.3% | 8.8% | 24.2% | 19.0% | ||||||||
| 22 Oct 15 | Q3 Sep 15 | 3 | 31 Dec 15 | 4,914.52 | 1,613.79 | 1,201.39 | 24.4% | 0.00 | 31.11 | 3.7% | 13.7% | 0.4% | 0.8% | ||||||||
| 30 Jul 15 | Q2 Jun 15 | 2 | 31 Dec 15 | 4,737.68 | 1,531.15 | 1,196.81 | 25.3% | 24.00 | 30.99 | 3.0% | 16.7% | 2.2% | 13.3% | ||||||||
| 20 Apr 15 | Q1 Mar 15 | 1 | 31 Dec 15 | 4,600.30 | 1,488.68 | 1,171.52 | 25.5% | 0.00 | 30.34 | 1.6% | 16.5% | 6.6% | 15.2% | ||||||||
| 05 Feb 15 | 31/12/14 | 4 | 31/12/14 | 4,528.59 | 1,567.28 | 1,253.98 | 27.7% | 31.00 | 32.47 | 4.7% | 15.6% | 5.2% | 22.3% |
Historical Dividends
Financial Ratios
| EPS | 31.53 sen |
| Trailing PE (Sector Median: 11.6) | 12.7 |
| PEG | 0.4 |
| Altman Z | 0.2 |
| Beaver | 0.021 |
| Current Ratio | 0.0 |
| Debt-Equity (DE) Ratio | 8.8 |
| FCF Yield | 11.51 % |
| Revenue QoQ | 10.17 % |
| Revenue YoY | 24.79% |
| Profit QoQ | 7.76 % |
| Profit YoY | 24.1 % |
| Profit Margin (Sector Median: 15.1) | 28.56 % |
| ROE (ROIC: 12.2) | 12.2 % |
| Dividend Per Share (DPS) | 17.0 sen |
| Dividend Yield (DY) | 4.25 % |
Adjusted Financial Ratios
Ratios below have been recalculated after adjusting for One Off Gain/Loss detected from Quarterly reports
| EPS | |
| Trailing PE (Sector Median: 11.6) | |
| Profit QoQ | |
| Profit YoY | |
| Profit Margin (Sector Median: 15.1) | |
| ROE (ROIC: 11.93) | |
| Altman Z |
Fair Value
Weighted Average Fair Value:
| Discounted Cash Flow (DCF) 5% Growth | |
| Discounted Cash Flow (DCF) 10% Growth | |
| Relative Valuation | |
| Average Analysts FV based on 9 rating(s) |
| Graham Formula | |
| Graham Number | |
| Net Tangible Asset (NTA) | 2.58 | Consistent QR FV |
Advanced Calculators
Calculate the fair value of the stock based on expected growth / risk, contract / award value, forecasted profit or forecasted revenue.
| Forward PE FV Calculator | |
| Latest Profit (adjusted) [M] | 1713.68 |
| Expected Profit (Next QR) [M] | |
| Expected Profit (After QR above) [M] | |
| Expected Profit (After QR above) [M] | |
| Estimated Fair Value |
| Growth/Risk Fair Value Calculator | |
| Expected growth (%) | |
| Estimated downside / risk (%) | |
| Estimated New DCF Fair Value |
| Contract/Award Contribution Calculator | |
| Contract/Award Value (in Million) | |
| Estimated Contribution to Stock Price | |
| Estimated New DCF Fair Value |
| Profit-Based Calculator | |
| Expected Profit (M) | |
| for Year | |
| Estimated New DCF Fair Value |
| Revenue-Based Calculator | |
| Expected Revenue (M) | |
| for Year | |
| Estimated New DCF Fair Value |
| Market Pricing | |
| Expected Profit (M) | 12295.54 |
| Expected Revenue (M) | 48048.21 |
| Expected Growth (%) | 18.0 |
Directors Share Purchases (Beta)
MADAM GLADYS LEONG added 20000.0 units announced on 25 Jan 2022 at ~RM4.16
Summary
Market Cap: 77640 M.
Number of Shares: 19410 M.
Adjusted Float: 64.1%.
Stock highly correlated with
FINANCE (90%)
HLFG (86%)
RHBBANK (86%)
MAYBANK (83%)
Public Bank Berhad provides various banking and financial services in Malaysia. It accepts a range of deposits including savings accounts consisting of WISE savings, PLUS savings, 50 plus savings, PB SaveLink, and basic savings accounts, as well as current, fixed deposit, and foreign currency accounts. The company also provides home loans, commercial and passenger vehicle loans, property loans, overdrafts, working capita loans, and project financing loans. In addition, it offers remittance services consisting of banker's cheques, demand drafts, traveller's cheques, telegraphic transfers, and interbank payments; red carpet banking services; safe deposit boxes; credit and debit cards; share trading and margin financing; bancassurance; Internet and phone banking services; and retail wealth management, cash management, Islamic banking, investment banking, and stock broking services. The company operates full-service domestic branches and automated teller machines, as well as self-service cheque deposit machines and cash deposit terminals. Public Bank Berhad also has operations in Hong Kong, the People's Republic of China, Vietnam, Cambodia, Laos, and Sri Lanka. The company was founded in 1966 and is headquartered in Kaula Lumpur, Malaysia.
Sectors: F4GBM, MSCI, FBMKLCI, Banking, Post MCO, Financial Services
Code: 1295
Website: https://www.pbebank.com/
Related Links: Bursa | Annual Report | Announcement
Warrant Info:
No warrants listed
Top Shareholdings
Updated on 14-Mar-2022
| Shareholder | Value (M) |
|---|---|
| Consolidated Teh Holdings Sdn Berhad | 16801.89 |
| Employees Provident Fund Board | 11491.13 |
| Kumpulan Wang Persaraan (Diperbadankan) | 3183.35 |
| State Street Bank & Trust Company | 1149.11 |
| Amanah Saham Bumiputera | 1048.18 |
| Great Eastern Life Assurance (Malaysia) Berhad | 1048.18 |
| Prulink Equity Fund | 993.83 |
| AIA Bhd | 939.48 |
| Vanguard Emerging Markets Stock Index Fund | 869.6 |
| LPI Capital Bhd | 854.07 |
| Vanguard Total International Stock Index Fund | 799.72 |
| Amanah Saham Malaysia | 799.72 |
| Government of Singapore | 613.38 |
| UOB Kay Hian Pte Ltd | 566.79 |
| Amanah Saham Malaysia 2 | 496.91 |
| Tan Sri Dato’ Sri Dr. Teh Hong Piow | 496.91 |
| Public Bank Group Officers’ Retirement Benefits Fund | 450.33 |
| Stichting Depositary APG Emerging Markets Equity Pool | 434.8 |
| People’s Bank of China | 403.74 |
| Public Regular Savings Fund | 364.92 |
| Amanah Saham Bumiputera 2 | 326.1 |
| Citibank New York | 326.1 |
| Vanguard Fiduciary Trust Company Institutional Total International Stock Market Index Trust II | 326.1 |
| California Public Employees Retirement System | 310.57 |
| Blackrock Institutional Trust Company, N.A. Investment Funds for Employee Benefit Trusts | 279.51 |
| Pertubuhan Keselamatan Sosial | 263.99 |
| iShares IV Public Limited Company | 225.16 |
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